Because policies can vary so much from provider to provider you will find a range of age limits. However, most providers allow people to set up critically illness cover plans between the ages of 17 and 65 although some will provide cover right up until age 70.
Total permanent disability cover is usually only provided up to age 60 or 65 years old.
Adults with children will find that many plans now provide critical illness cover for their children but usually only between the minimum age of one or three up to a maximum age of 18. In addition, children's critical illness cover is usually only provided for certain core conditions.
Often these conditions will include those most associated with children, like bacterial meningitis, not all of which may be covered for their parents. Children's cover is also often limited to a maximum of £15,000 to £20,000, but is often included within the plan at no extra cost to the adult.
To research your critical illness position further you can use our exclusive interactive research tool, the critical illness finance navigator.
