One of the primary benefits of placing a life insurance policy in Trust is bypassing the often lengthy probate process
Married couples and registered civil partners have the option to transfer any unused portion of their IHT nil-rate band to the surviving partner, effectively doubling the threshold to £650,000.
When you have several pensions, keeping tabs on each one’s investment performance, risk profile, and asset allocation becomes a complex chore.
If your investment portfolio isn’t closely monitored, it may require a thorough review
Paying off your mortgage early using your pension lump sum is fraught with potential pitfalls that require much greater evaluation
The gender pension gap is not merely a consequence of individual choices but a complex issue influenced by societal norms and work patterns
Traditionally, significant life events such as marriage, parenthood and homeownership have catalysed individuals to take serious steps in securing their financial futures.
The allure of a different lifestyle, potential cost savings and the opportunity to explore new cultures are compelling factors driving this the trend to remote work abroad
Many underestimate their life expectancy, leading to a potential shortfall in retirement savings duration
A dedicated savings pot can be the foundation for achieving your dreams, whether buying a home, embarking on a dream holiday or ensuring a comfortable retirement
