Money Minder UK

Recent News

Maximising the end of the UK tax year 2024/25

Maximising the end of the UK tax year 2024/25

Friday, 25 April 2025 -

As we approach the end of the 2024/25 tax year, maximising available opportunities is essential to make the most of your finances.

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How would you cover some or all of the cost of an Inheritance Tax liability?

How would you cover some or all of the cost of an Inheritance Tax liability?

Thursday, 24 April 2025 -

Inheritance Tax (IHT) planning is essential for managing your estate effectively and ensuring the wellbeing of your loved ones. Changes highlighted in last year’s Autumn Budget Statement 2024 have further emphasised this concern, with significant amendments to Business Property Relief (BPR) and Agricultural Property Relief (APR) from April 2026. Moreover, pensions previously exempted from IHT will now be subject to a 40% charge from April 2027.

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How to boost your chances of early retirement

How to boost your chances of early retirement

Tuesday, 22 April 2025 -

The earlier you begin and the more thoughtful your approach, the greater your likelihood of turning your early retirement dreams into reality.

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Grey divorce

Grey divorce

Friday, 18 April 2025 -

Divorce later in life can be a complex and emotionally taxing process, particularly for couples over the age of 50. 

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Building a resilient investment portfolio

Building a resilient investment portfolio

Thursday, 17 April 2025 -

Your investment strategy must be tailored to your unique circumstances, personal goals and financial timeline.

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Financial planning in your 70s

Financial planning in your 70s

Tuesday, 15 April 2025 -

Even if you’ve retired or reduced your workload, financial planning remains just as essential as it was in earlier stages of life.

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Wealth transfers of financial legacies

Wealth transfers of financial legacies

Friday, 11 April 2025 -

Many families remain unprepared, lacking structured plans to ensure their financial legacies are preserved or distributed according to their wishes.

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Trump's Trade Wars

Trump's Trade Wars

Thursday, 10 April 2025 -

Trump Trade Wars, Interest Rates, Borrowing Costs, Inflation, Global Debt, Property Price Reductions, BRICS+, Commodity Prices, & potentially some profitable buying opportunities ahead………..

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From crisis to resilience

From crisis to resilience

Thursday, 10 April 2025 -

A well-structured plan, combined with robust risk management, enables you to regain control of your finances and mitigate the impact of market volatility

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Estate planning amid changing IHT rules

Estate planning amid changing IHT rules

Tuesday, 08 April 2025 -

Knowing how to mitigate your liabilities while ensuring your loved ones are cared for takes proper planning and the right tools

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Understanding state pension rights and inheritance

Understanding state pension rights and inheritance

Friday, 04 April 2025 -

The intricacies of the State Pension remain very confusing, particularly regarding what happens after someone passes away

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Financial planning for your childrens education

Financial planning for your childrens education

Thursday, 03 April 2025 -

Anxiety over tuition fees and living costs is common, as many underestimate the actual price of higher education.

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Practical financial planning for busy mums

Practical financial planning for busy mums

Tuesday, 01 April 2025 -

Managing your finances is essential for everyone, but as a mum, there are unique challenges that might mean your money needs extra attention.

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Money Minder's Guide to the Spring Statement 2025

Money Minder's Guide to the Spring Statement 2025

Friday, 28 March 2025 -

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Pensioners set for income boost, but watch out for the tax trap

Pensioners set for income boost, but watch out for the tax trap

Friday, 28 March 2025 -

 From 6 April 2025, the State Pension is due to rise by 4.1%, on the back of an 8.5% increase in April 2023

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Investing isnt a one-size-fits-all approach

Investing isnt a one-size-fits-all approach

Thursday, 27 March 2025 -

Rather than trying to find the ‘perfect’ moment to invest, it’s vital to understand that the right time depends on you and your financial circumstances

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Planning for your dream retirement

Planning for your dream retirement

Tuesday, 25 March 2025 -

While it’s natural to focus on the excitement of retirement, the reality is that your ability to achieve these aspirations relies heavily on financial preparation.

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How to plan for your special wedding day

How to plan for your special wedding day

Friday, 21 March 2025 -

Careful planning and strategic financial decisions can alleviate financial stress, ensuring the start of your married life is financially secure.

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Pension funds and the path to net zero

Pension funds and the path to net zero

Tuesday, 18 March 2025 -

Sixty-five per cent of pension funds recently surveyed by the Pensions and Lifetime Savings Association (PLSA) have established a commitment to achieving net zero carbon emissions

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Making the most of a lump sum windfall

Making the most of a lump sum windfall

Tuesday, 11 March 2025 -

Understanding what to do with your money depends significantly on your goals, needs and long-term aspirations.

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Planning for the future of your wealth

Planning for the future of your wealth

Tuesday, 11 March 2025 -

When it comes to your legacy, wealth transfer planning extends beyond the numbers.

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Taking the road to a comfortable retirement

Taking the road to a comfortable retirement

Thursday, 06 March 2025 -

Regular financial planning is the key to ensuring your retirement aspirations remain within reach.

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How to navigate the Capital Gains Tax changes

How to navigate the Capital Gains Tax changes

Tuesday, 04 March 2025 -

Cuts to the Capital Gains Tax (CGT) exemption mean it is now more critical than ever to arrange your investments tax-efficiently.

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ISA returns of the year

ISA returns of the year

Thursday, 27 February 2025 -

Any returns generated within an ISA – whether from interest, dividends or capital gains – are exempt from tax.

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Financial resolutions to boost your wealth this year

Financial resolutions to boost your wealth this year

Tuesday, 25 February 2025 -

The start of a new year is the perfect opportunity to take a step back and thoroughly reassess your financial situation.

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Please be aware these articles are for general information purposes only and correct at time of printing. We will not accept responsibility for any errors made or actions taken by any readers that have acted on the information contained. Answers given are for guidance only and specific advice should be taken before acting on any of the suggestions made. All information is based on our understanding of current tax practices, which are subject to change. Always remember when investing, past performance is not necessarily a guide to future performance and the value of some investment units can fall as well as rise.